The Complete First Time Buyer Guide

Buying your first home is exciting, but it can also feel overwhelming. This guide explains every stage of the journey in plain English, from preparing your finances and saving your deposit through to collecting your keys and protecting your future.

Everything You Need to Buy Your First Home with Confidence

You don’t need to read the entire guide in one sitting. Start from Chapter 1 or jump straight to the topic you need most. Every chapter is written in plain English and designed to answer one part of the home-buying journey.

What You Will Learn

Across the guide, we explain:

  • Whether you are ready to buy
  • How deposits and gifted deposits work
  • How mortgages and repayments work
  • What an Agreement in Principle is
  • How to search for the right property
  • What happens when you make an offer
  • How the mortgage application works
  • What solicitors, searches and surveys involve
  • What happens at exchange and completion
  • How to protect your home and your future

The uploaded guide covers these topics across its main sections and finishes with a dedicated FAQ section.

Read It Your Way

You can follow the guide chapter by chapter, or jump straight to the chapter that answers your question. At the end of every chapter, you will be able to continue to the next one, return to the guide contents or speak to an adviser for personalised help.

Start with Chapter 1

Ready to Take the Next Step?

The guide is designed to help you understand the process, but your mortgage options will depend on your own circumstances. Our experienced advisers can explain what may be possible, answer your questions and support you from your first appointment through to collecting your keys.