Protect the people who matter most.

Life Insurance provides financial security for your loved ones if the unexpected happens. Whether you're buying your first home, growing your family or reviewing existing cover, we'll help you find protection that's right for you.

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What is Life Insurance?

Life Insurance is designed to pay a tax-free lump sum if you die during the term of your policy. The money can help your family pay off the mortgage, cover everyday living expenses or provide financial stability when they need it most.

There are different types of Life Insurance available, and choosing the right one depends on your circumstances. Our advisers will explain your options in plain English and recommend cover that’s tailored to your needs and budget.

Life insurance is essential if...

You have a mortgage

Life Insurance can help repay your outstanding mortgage, giving your loved ones one less financial worry. Learn more →

You have children

Help ensure your family has financial support for everyday living costs, education and future plans. Learn more →

Someone relies on your income

If your income helps pay the household bills, Life Insurance can provide valuable financial protection. Learn more →

You want peace of mind

Knowing your family is financially protected can provide reassurance for whatever the future may bring. Learn more →

Why choose NHMB for your protection?

Protection is personal, which is why our advice is too. We take the time to understand your circumstances, recommend cover that's right for you and support you long after your policy is in place. With experienced advisers, access to a wide range of insurers and appointments available seven days a week, we're here to help you protect what matters most.

Whole of Market Advice

We work with a wide range of leading UK insurers, allowing us to compare policies and recommend cover that offers the right balance of protection and value.

One Dedicated Adviser

You'll have one experienced adviser guiding you through the process, answering your questions and helping you make informed decisions without pressure.

Available Seven Days a Week

We understand life is busy, so we offer flexible appointments that fit around your schedule.

Protection Specialists

Specialist advice tailored to your circumstances, helping you protect yourself, your family and your future.

Common Questions About Life Cover

Do I need Life Insurance to get a mortgage?

Most lenders don’t require it, but it’s often one of the most important ways to protect your family and your home.
How much cover do I need?

This depends on your mortgage, financial commitments and personal circumstances. We’ll help you work this out.
What's the difference between Level and Decreasing Life Insurance?

Level cover stays the same throughout the policy, while Decreasing cover usually reduces alongside a repayment mortgage.
Can I put my policy into Trust?

Yes. Putting your policy into Trust can help ensure the money reaches your beneficiaries more quickly and may reduce inheritance tax implications.

You may also want to consider...

Critical Illness Cover

Providing you a lump sum if your diagnosed with a critical illness! Learn more →

Income Protection

Replacing your income if your unable to work due to illness or injury! Learn more →

Ready to protect your future?

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