Let to Buy

Keep your current home and buy your next one. Thinking about moving but don't want to sell your existing property? A Let to Buy mortgage allows you to rent out your current home while purchasing another property to live in. Our advisers will help you understand how both mortgages work together and guide you through every stage of the process.

How Does Let to Buy Work?

With Let to Buy you’ll usually have:

A Buy to Let mortgage on your current home.

A residential mortgage on your new home.

We’ll assess your circumstances, explain what’s possible and help coordinate both applications to make the process as straightforward as possible.

Why Choose NHMB?

Buy to Let mortgages often require specialist knowledge. Whether you're purchasing your first rental property or growing an existing portfolio, choosing the right mortgage can have a significant impact on your investment strategy. At NHMB, we take the time to understand your goals, explain your options clearly and recommend a mortgage that's suitable for your circumstances. From your initial enquiry through to completion, you'll have one dedicated adviser supporting you every step of the way.

Is Let to Buy Right for You?

Let to Buy may be suitable if you:

  • Want to move without selling.
  • Wish to keep your current property as an investment.
  • Meet lender affordability requirements.
  • Want to build a property portfolio gradually.

Every situation is different, so we’ll take the time to understand your goals before recommending the most suitable option.

Ready to make your next move?

Thinking about keeping your current home? Speak to one of our advisers and find out whether Let to Buy could work for you.