Making your next move as straightforward as possible.

Moving home often involves much more than simply arranging a new mortgage.

You may be wondering whether you can transfer your existing mortgage, how much you can borrow, or how buying and selling at the same time will work.

At NHMB, we’ll take the time to understand your plans and recommend the most suitable mortgage for your circumstances.

We’ll help you understand:

• Whether you can port your existing mortgage
• If a new mortgage would be more suitable
• How much you could borrow
• The costs involved with moving
• Your options if your circumstances have changed

Moving home brings plenty of questions, especially if it’s been several years since you last bought a property.

Some of the most common questions we help customers with include:

Can I keep my current mortgage? – Some mortgages are portable, meaning you may be able to transfer them to your new property. We’ll explain how this works and whether it’s the right option for you.

What if I need to borrow more? – If your next property costs more than your current home, we’ll help you understand your borrowing options and what lenders will consider.

What happens if my circumstances have changed? – Changes to your income, employment or financial commitments may affect your mortgage options. We’ll assess your circumstances and explain what’s available.

How early should I speak to a mortgage adviser? – The earlier the better. Speaking to us before you start viewing properties can help you understand your budget and put you in a stronger position when making an offer.